Look at it like this.... if I hit you and you hit me at the same time... whoever hits harder wins!! Defense comes into play with your equipment... so back to buying property.. the more money you have to spend the better the EQ you can have with better defense stats..

aslo... as you attack, make sure you are in the hospital when you finish with your last stamina point.... goto the hospital only as needed to attack.. if you are in the hospital you and your money is safe!!!