a debit card works just like a check does'nt it? it just saves paper and it goes thru your account faster. why would they not accept it?
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I won't swear to this as absolute fact, but I strongly suspect this is a purposeful restriction on the system intended in reality to prevent people from paying off one credit card with another and essentially kiting their debt, just like some people used to kite checks. The debit card prohibition may just be an unintended consequence.
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this sounds like the reason to me.