Try talking to Bob or Robert @ Allison Insurance.

They specialize in health insurance. They helped us out a great deal.

One of the best things they do is they automatically re-shop your policy every year at renewel. They found us a differnet carrier after the first year when our rates went up. You have to shop it every year. They do it for you before your policy expires.

Health insurance sucks till you really need it. I had major medical problems (surgeries, ER visits, hospital stays) at the end of last year. We would be bankrupt if not for catastrophic insurance, so don't ever think you can get by without it. My insurance has paid out well over 200K (probably more). That high deductible doesn't seem so high now. Our deductible was actually $7500. It sucks, but you can deal with that number.

Sorry don't have their phone # handy, but they are in the book.