This is so frustrating. Our insurance just keeps rising and rising and we haven't filed ONE claim in 3 years. We have a $5K Deductible and basically have it just for catastrophic emergencies .... we pay $400 a month for nothing and it's not a write-off!

For you Business Owners, has anyone tried Insure OK?

What do you do? We are an S-corp.... so that means if we pay insurance for ourselves, we have to pay it for our employees... at least that is the way I'm understanding it.

Can someone who knows something about this please help me out here. I'm going to make some phone calls to Insure OK and to BlueCross later but I need suggestions and help from someone who has experience in this.. we currently have Golden Rule - ugh. worthless and a waste of money.

This is the downside of small business ownership. This is the stuff that keeps me up at night. It really stresses me out.

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