Back in college, I was 18, I've gotten the Chevy S-10 for several months. After a while, it had gotten to small, so I decided to trade for Hyundai Santa Fe. I loved it, but I didn't understand at the time about the upside down cost of trading in too soon. The end result that I ended up losing it. A few years gone by, I've started to get back on my feet and trying to take care of every debt that I've managed to pile up from way back. Mom wouldn't cosign for me, cuz she kept saying that I wouldn't pay for the new car on time. Okay, so I went to Express Credit Auto and I was approved for $12,000 limit, so I got the red Dodge Stratus SXT Coupe. It is nice, like brand new, and saves a lot of gas. Now, it recently hit $40 to fill up the tank from empty, so If I only use it strictly for work, it will last me 2 weeks.

This car costs me $200 every two weeks and the insurance is $175 a month (I do not know why it gone up...). I pay rent, cable, electric, gas, pets food, and some other bills. It has been several months now that I never was able to buy a full load of grocery, so mom can see that I'm struggling, but continues to barely meet ends. She tells me that it is high, $400 a month for a used car. I tell her, well, if she would have just cosigned, I could get a new car for $100 to $200 a month.

I really want the Hyundai Santa Fe. They changed the design and the inside looks so much cooler. I've been thinking about keeping the car for 6 months or so, then try to see if the dealership will accept me without cosigner. I'll have proof that I'm paying $400 a month on this used car each month, so they should definately accept me, since the cost of the SUV would be much less on longer payment term.

Hyundai Santa Fe does save gas. It does better than the S-10. So, I'll bet that it will save great as the Dodge Stratus that I have.