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Originally Posted by nurfe75
That's just the problem Mariner. There are so few cases where I can prove someone is lying to me, and if I deny their claim my company gets sued. I have to pay a lot of claims when it is clear to me the person is being dishonest. People hate insurance companies for ripping them off, but the real blame needs to go to all the dishonest people out there committing fraud and trying to make money off minor car accidents.
And don't even get me started on lawyers  They're the real reason you pay the premiums you do. |
Actually, lawyers keep people from getting screwed over by insurance companies that would otherwise not be paying. The system being screwed up is certainly a two-way street.
If you're going to claim that the insurance business handles all claims highly morally, please take a look at some of the moral debacles in the medical insurance biz. I understand that many things are done in the name of keeping rates down, but trust me, lawyers simply react and capitalize on the flaws already in the insurance system.
For example, fraud would not be nearly so rampant if insurance companies would pony up and spend a little money in court defending themselves from bogus claims.