That's just the problem Mariner. There are so few cases where I can prove someone is lying to me, and if I deny their claim my company gets sued. I have to pay a lot of claims when it is clear to me the person is being dishonest. People hate insurance companies for ripping them off, but the real blame needs to go to all the dishonest people out there committing fraud and trying to make money off minor car accidents.

And don't even get me started on lawyers They're the real reason you pay the premiums you do.